Conventional Loan

 

Conventional mortgages are advantages to borrowers with outstanding credit scores and low debt to income ratios. Mortgage insurance options include monthly, upfront or lender paid. Most often than not, this are the go to loans for investors. Depending on applicants qualifications the minimum down payment could be 3% 

FHA Loan

 

FHA loans allow the borrower to borrow up to 96.5% of the value of the home. FHA loans are popular with first time home buyers because the 3.5% down payment can be in the form of a gift or a grant and lower FICO's are accepted.

 

USDA Loan

 

USDA loans are used primarily to help individuals purchase homes in rural areas. USDA loans have very specific loan and property qualifications.  With features like reduced monthly mortgage insurance and little to no money down for first time home buyers this is a very attractive loan.

VA Loan

 

Borrow or refinance up to 100% with our VA home loans.

The basic intention of the VA home loan program is to supply home financing to eligble veterans to help purchase properties with no down payment.

 

For Jumbo loans and products outside of the box it is better to call me. Caliber Home loans has special programs like:

Premier Access

Homeowner's Access

Fresh Start Program

Investment

Foreign Nationals

Portfolio Loan
LET ME GUIDE YOU THROUGH YOUR

HOME PURCHASE

Contact Me

2900 S. College Avenue, Suite 1A, Fort Collins, CO 80525
raquel.batistamartinez@caliberhomeloans.com
970.215.0831

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RAYMUNDO, TILE MASTER

Ya se armo Raquel! Muchas gracias estamos muy agradecidios con tigo por toda la ayuda que nos brindaste para poder realizer nuestro sueno.

VICTOR, RIGHTS ADVOCATE

Raquel didn't mind explaining things I didn't understand and went out of her way to make sure I got the information I needed. She always answered when I called or got back to me if I left her a message.  Throughout the process I felt  like she had my best interest in mind.

Investment loan rock star!

BRAD, REALTOR

WHAT PEOPLE SAY

 
 
 
 

Loan Consultant

Let me guide you home

My ultimate goal is to help you get the keys to your home as quickly and easily as possible. My job is to carefully prepare your file so that when the underwriter reviews it, we get a swift approval. My goal is to make sure that you understand the loan process completely. I will do everything possible to answer questions and keep your mind at ease.

~Remember me for your refinances needs!!

 

Mi objetivo es ayudarle a obtener las llaves de su casa. Comprar una casa puede ser estresante y una de las decisiones más importantes de sus vidas. Mi trabajo consiste en preparar cuidadosamente el archivo de modo que cuando el suscriptor (la persona que toma las decisiones) lo apruebe sin problema. Mi objetivo es asegurarme de que usted entienda completamente el proceso de préstamo. 

~Si necesita refinanciar aquí esto a su servicio!!

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